Terms of Service

Terms of Service

Terms of Use of FINDEX24, Findex24 Service

Last revision: July 1, 2022 These Terms of Use of FINDEX24, Findex24 Service are concluded between you (hereinafter referred to as "you" or "your") and the operators of FINDEX24, Findex24 Service (as defined below). By accessing, downloading, using or clicking "I agree" to accept any FINDEX24, Findex24 Service (as defined below) provided by FINDEX24, Findex24 Service (as defined below), you agree that you have read, understood and accepted all the terms provided by these Terms of Use (hereinafter "these Terms"), as well as our Privacy Policy at In addition, when using certain features of the Services, you may be subject to specific additional terms applicable to these features.

Please read the terms carefully as they govern your use of the FINDEX24, Findex24 Service Services. THESE TERMS CONTAIN IMPORTANT PROVISIONS, INCLUDING AN ARBITRATION CLAUSE THAT REQUIRES ALL CLAIMS TO BE RESOLVED THROUGH LEGALLY BINDING ARBITRATION. The terms of the arbitration provision are set out in article 10 "Dispute settlement: Forum, arbitration, waiver of class actions" of this document. As with any asset, the value of digital currencies (as defined below) can fluctuate significantly, and there is a significant risk of economic losses when buying, selling, storing or investing in digital currencies and their derivatives. BY USING FINDEX24, Findex24 Service, YOU ACKNOWLEDGE AND AGREE THAT: (1) YOU ARE AWARE OF THE RISKS ASSOCIATED WITH TRANSACTIONS IN DIGITAL CURRENCIES AND THEIR DERIVATIVES; (2) YOU MUST ASSUME ALL RISKS ASSOCIATED WITH THE USE OF FINDEX24, Findex24 Service AND TRANSACTIONS OF DIGITAL CURRENCIES AND THEIR DERIVATIVES; AND (3) FINDEX24, Findex24 Service IS NOT RESPONSIBLE FOR ANY SUCH RISKS OR ADVERSE RESULTS.
By accessing, using or attempting to use the FINDEX24, Findex24 Service Services in any capacity, you acknowledge that you accept and agree to be bound by these Terms. If you do not agree, do not log into FINDEX24, Findex24 Service and do not use FINDEX24, Findex24 Service.

I. Definitions
1. FINDEX24, Findex24 Service refers to an ecosystem consisting of FINDEX24, Findex24 Service websites (whose domain names include, but are not limited to https://www.FINDEX24.com /), mobile applications, clients, applets and other applications that are designed to provide FINDEX24, Findex24 Service services, and includes independently managed platforms, websites and clients in the ecosystem (for example, FINDEX24 Open Platform, Findex24 Service, Findex24 Mining, FINDEX24 Prime, Findex24 Pay, Findex24 Service, Findex24 P2P, FINDEX24 Wallet and Fiat gateways). In the event of any discrepancy between the relevant terms of use of the above platforms and the content of these Terms, the relevant applicable terms of such platforms shall prevail.

2. FINDEX24, Findex24 Service Operators: see all parties that manage FINDEX24, Findex24 Service, including, but not limited to, legal entities, unincorporated organizations and teams that provide FINDEX24, Findex24 Service services and are responsible for such services. For convenience, unless otherwise indicated, references to "FINDEX24, Findex24 Service" and "we" in these Terms specifically mean FINDEX24, Findex24 Service Operators. IN ACCORDANCE WITH THESE TERMS, FINDEX24, Findex24 Service OPERATORS MAY CHANGE AS THE FINDEX24, Findex24 Service BUSINESS IS ADJUSTED, AND IN THIS CASE, THE MODIFIED OPERATORS FULFILL THEIR OBLIGATIONS IN ACCORDANCE WITH THESE TERMS. IN ADDITION, THE SCOPE OF THE FINDEX24, Findex24 Service OPERATORS MAY BE EXPANDED IN CONNECTION WITH THE PROVISION OF NEW FINDEX24, Findex24 Service, AND IN THIS CASE, IF YOU CONTINUE TO USE THE FINDEX24, Findex24 Service SERVICES, IT IS CONSIDERED THAT YOU HAVE AGREED TO JOINTLY FULFILL THESE CONDITIONS WITH THE RECENTLY ADDED FINDEX24, Findex24 Service OPERATORS. IN THE EVENT OF A DISPUTE, YOU MUST IDENTIFY THE ORGANIZATIONS THROUGH WHICH THESE TERMS ARE FULFILLED WITH YOU AND THE COUNTERPARTIES OF THE DISPUTE, DEPENDING ON THE SPECIFIC SERVICES THAT YOU USE AND SPECIFIC ACTIONS THAT AFFECT YOUR RIGHTS OR INTERESTS.

3. FINDEX24, Findex24 Service services refer to various services provided to you by FINDEX24, Findex24 Service, which are based on Internet technologies and/or blockchain technologies and are offered through FINDEX24, Findex24 Service websites, mobile applications, clients and other forms (including new ones that may be provided by the future technological development). FINDEX24, Findex24 Service services include, among others, such components of the FINDEX24, Findex24 Service ecosystem as platforms for trading digital assets, the financial sector, FINDEX24, Findex24 Mining, FINDEX24 Prime, Findex24 Pay, Findex24 P2P, Findex24 wallet Findex24 exchange, existing services offered by Wallet, and new

4. The FINDEX24, Findex24 Service Platform rules apply to all rules, interpretations, announcements, statements, consent letters and other content that has been and will be subsequently released by FINDEX24, Findex24 Service, as well as to all rules, implementation rules, product process descriptions and announcements published in the Help Center or within the processes products or services.

5. Users apply to all persons, institutions or organizations that access, download or use the FINDEX24, Findex24 Service or FINDEX24, Findex24 Service and who meet the criteria and conditions provided by FINDEX24, Findex24 Service. If there are other agreements for organizations such as developers, distributors, market makers and digital currency exchanges, such agreements must be respected.

6. Digital currencies refer to encrypted or digital tokens or cryptocurrencies with a certain value that are based on blockchain and cryptography technologies and are issued and managed in a decentralized form.

7. Digital assets refer to digital currencies, their derivative financial instruments or other types of digitized assets of a certain value.

8. FINDEX24, Findex24 Service accounts refer to basic virtual accounts, including main accounts and subaccounts, which are opened by FINDEX24, Findex24 Service for users to record in FINDEX24, Findex24 Service about their use of FINDEX24, Findex24 Service Services, transactions, asset changes and basic information. The FINDEX24, Findex24 Service accounts serve as the basis for users to use and exercise their rights to FINDEX24, Findex24 Service.

9. Crypto-to-crypto trading means spot transactions in which one digital currency is exchanged for another digital currency.

10. Fiat Trading refers to spot transactions in which digital currencies are exchanged for fiat currencies or vice versa.

11. Mining contracts, accounts refer to special accounts opened by Users on FINDEX24, Findex24 Service for the extraction of cryptocurrencies (for example, Bitcoin and others) in accordance with these Terms (including the Contract Services Agreement FINDEX24, Findex24 Service and the Rules of the FINDEX24, Findex24 Service platform), as required for contracts for computing the power of transactions.

II. General provisions
1. About these conditions

a. Contractual relations
These Terms and Conditions constitute a legal agreement and create a binding contract between you and FINDEX24, Findex24 Service Operators.
b. Additional conditions
Due to the rapid development of digital currencies and FINDEX24, Findex24 Service, these Terms and Conditions between you and FINDEX24, Findex24 Service Operators do not list and do not cover all the rights and obligations of each party and do not guarantee full compliance with the needs arising as a result of future development. Therefore, THE PRIVACY POLICY (()), THE RULES OF THE FINDEX24 PLATFORM, Findex24 Service AND ALL OTHER AGREEMENTS CONCLUDED SEPARATELY BETWEEN YOU AND FINDEX24, Findex24 Service ARE CONSIDERED ADDITIONAL TERMS THAT ARE AN INTEGRAL PART OF THESE TERMS AND HAVE THE SAME LEGAL CONSEQUENCES. YOUR USE OF THE FINDEX24, Findex24 Service SERVICES IS CONSIDERED ACCEPTANCE OF THE ABOVE ADDITIONAL CONDITIONS.
c. Changes to these Terms and Conditions
FINDEX24, Findex24 Service reserves the right to change or modify these Terms at its sole discretion at any time. FINDEX24, Findex24 Service will notify of such changes by updating the terms on its website () and changing the date of [Last Revision] displayed on this page. ANY CHANGES OR MODIFICATIONS TO THESE TERMS AND CONDITIONS WILL TAKE EFFECT UPON PUBLICATION ON THE WEBSITE OR RELEASE TO USERS. THEREFORE, YOUR CONTINUED USE OF THE FINDEX24, Findex24 Service SERVICES IS CONSIDERED YOUR ACCEPTANCE OF THE AMENDED AGREEMENT AND RULES. IF YOU DO NOT AGREE WITH ANY CHANGES IN THESE TERMS, YOU MUST IMMEDIATELY STOP USING THE FINDEX24, Findex24 Service. IT IS RECOMMENDED THAT YOU REVIEW THESE TERMS FREQUENTLY TO ENSURE THAT YOU UNDERSTAND THE TERMS THAT APPLY TO YOUR ACCESS TO AND USE OF FINDEX24, Findex24 Service.
d. Prohibition of use
BY ACCESSING AND USING THE FINDEX24, Findex24 Service SERVICES, YOU REPRESENT AND WARRANT THAT YOU HAVE NOT BEEN INCLUDED IN ANY TRADE EMBARGOES OR ECONOMIC SANCTIONS LIST (FOR EXAMPLE, THE UNITED NATIONS SECURITY COUNCIL SANCTIONS LIST), A LIST OF SPECIALLY DESIGNATED CITIZENS MAINTAINED BY OFAC (THE OFFICE FOR CONTROL OVER AND THE MINISTRY OF FINANCE), OR THE REJECTED PERSONS OR THE LIST OF LEGAL ENTITIES OF THE UNITED STATES DEPARTMENT OF COMMERCE. FINDEX24, Findex24 Service RESERVES THE RIGHT TO CHOOSE MARKETS AND JURISDICTIONS FOR DOING BUSINESS AND MAY RESTRICT OR REFUSE, AT ITS SOLE DISCRETION, THE PROVISION OF FINDEX24, Findex24 Service SERVICES IN CERTAIN COUNTRIES OR REGIONS.

2. About FINDEX24, Findex24 Service

Being an important part of the FINDEX24 ecosystem, Findex24 Service, FINDEX24, Findex24 Service mainly serves as an online platform for trading digital assets and provides Users with a trading platform, financial services, technical services and other services related to digital assets. As detailed in Article 3 below, Users must register and open an account with FINDEX24, Findex24 Service, as well as deposit digital assets into their account before trading. Users may, subject to the restrictions set out in these Terms, apply for the withdrawal of Digital Assets.
Despite the fact that FINDEX24, Findex24 Service is committed to maintaining the accuracy of information provided through the Services FINDEX24, Findex24 Service, FINDEX24, Findex24 Service cannot and does not guarantee its accuracy, applicability, reliability, integrity, performance or relevance, and FINDEX24, Findex24 Service is not responsible for any loss or damage that may be caused directly or indirectly by your use of this content. Information about FINDEX24, Findex24 Service Services is subject to change without prior notice, and the main purpose of providing such information is to help Users make independent decisions. FINDEX24, Findex24 Service does not provide investment or advisory advice of any kind and is not responsible for the use or interpretation of information about FINDEX24, Findex24 Service or any other means of communication. All users of FINDEX24, Findex24 Service should understand the risks associated with trading digital assets, and they are advised to exercise caution and trade responsibly within their own capabilities.
3. Registration and account requirements FINDEX24, Findex24 Service

a. Registration

All users must apply for a FINDEX24, Findex24 Service account at (https://FINDEX24.com ) before using FINDEX24, Findex24 Service. When registering a FINDEX24, Findex24 Service account, you must provide your real name, email address and password, as well as accept these Terms, Privacy Policy and other Rules of the FINDEX24, Findex24 Service platform. FINDEX24, Findex24 Service may refuse, at its discretion, to open an account for you FINDEX24, Findex24 Service. You agree to provide complete and accurate information when opening an account with FINDEX24,Findex24 Service and agree to promptly update any information that you provide to FINDEX24, Findex24 Service to maintain the integrity and accuracy of the information. Only one User can be registered at a time, but each individual User (including any User who is a commercial or legal entity) can have only one primary account at any given time. Institutional users (including users who are legal entities and other legal entities) can open one or more subaccounts on the main account with the consent of FINDEX24, Findex24 Service. For certain FINDEX24, Findex24 Service Services, you may need to create a special account, independent of your FINDEX24, Findex24 Service account, based on the provisions of these Terms or Additional Terms. The registration, use, protection and management of such trading accounts are equally governed by the provisions of this Article and Article 6, unless otherwise specified in these Terms and Conditions or Additional Terms.
b. Right to participate

By registering to use the FINDEX24, Findex24 Service account, you represent and warrant that (i) as an individual you are at least 18 years old or you have reached the age of majority to enter into a binding contract in accordance with applicable law; (ii) as an individual, legal entity or other organization, you have full legal capacity and sufficient permissions to enter into these Terms; (iii) you have not previously been suspended or removed from using FINDEX24, Findex24 Service; (iv) you currently do not have a FINDEX24, Findex24 Service account; (v) you are not a user from the United States, nor a user from Malaysia, nor a user from Singapore or a user from Ontario (Canada); neither are you acting on behalf of a user from the United States, a user from Malaysia, a user from Singapore or a user from Ontario (Canada). If you act as an employee or agent of a legal entity and enter into these Terms on its behalf, you represent and warrant that you have all the necessary rights and permissions to bind such legal entity; (vi) your use of the FINDEX24, Findex24 Service Services will not violate any laws and regulations applicable to you, including, but not limited to among other things, the rules for combating money laundering, corruption and the financing of terrorism.
Please note that some products and services may not be available in certain jurisdictions or regions or to certain users. FINDEX24, Findex24 Service reserves the right to change, modify or impose additional restrictions at its sole discretion at any time.
c. Verification of the user's identity

Your account registration in FINDEX24, Findex24 Service will be considered as your consent to provide the necessary personal information for identity verification. Such information will be used to verify the identity of Users, identify traces of money laundering, terrorist financing, fraud and other financial crimes through FINDEX24, Findex24 Service or for other legitimate purposes specified by FINDEX24, Findex24 Service. We will collect, use and share such information in accordance with our Privacy Policy. In addition to providing such information, you agree to allow us to keep records of this information for the period during which your account is active and for five (5) years after the closure of your account in accordance with global industry standards for data storage. You also authorize us to conduct the necessary investigations directly or through a third party to verify your identity or protect you and/or us from financial crimes such as fraud. The information we need to verify your identity may include, but is not limited to, your name, email address, contact information, phone number, username, government-issued identification card, date of birth and other information collected during account registration. By providing the necessary information, you confirm that it is true and accurate. AFTER REGISTRATION, YOU MUST MAKE SURE THAT THE INFORMATION IS TRUE, COMPLETE AND UPDATED IN A TIMELY MANNER WHEN CHANGING. IF THERE IS ANY REASON TO BELIEVE THAT ANY OF THE INFORMATION PROVIDED BY YOU IS INCORRECT, FALSE, OUTDATED OR INCOMPLETE, FINDEX24, Findex24 Service RESERVES THE RIGHT TO SEND YOU A NOTICE OF THE NEED FOR CORRECTION, DIRECTLY DELETE THE RELEVANT INFORMATION AND, DEPENDING ON THE CIRCUMSTANCES, TERMINATE ALL OR PART OF THE SERVICES OF FINDEX24, Findex24 Service, WHICH WE PROVIDE YOU WITH. IF WE ARE UNABLE TO CONTACT YOU WITH THE CONTACT INFORMATION PROVIDED BY YOU, YOU ARE SOLELY RESPONSIBLE FOR ANY LOSSES OR EXPENSES INCURRED BY FINDEX24, Findex24 Service DURING YOUR USE OF THE FINDEX24, Findex24 Service SERVICES. YOU HEREBY ACKNOWLEDGE AND AGREE THAT YOU ARE OBLIGED TO UPDATE ALL INFORMATION IN CASE OF ANY CHANGES. BY REGISTERING AN ACCOUNT, YOU HEREBY AUTHORIZE FINDEX24, Findex24 Service TO CONDUCT INVESTIGATIONS THAT FINDEX24, Findex24 Service DEEMS NECESSARY, DIRECTLY OR THROUGH A THIRD PARTY, TO VERIFY YOUR IDENTITY OR PROTECT YOU, OTHER USERS AND/OR FINDEX24, Findex24 Service FROM FRAUD OR OTHER FINANCIAL CRIMES, AS WELL AS TO TAKE THE NECESSARY ACTIONS BASED ON THE RESULTS SUCH INVESTIGATIONS. YOU ALSO ACKNOWLEDGE AND AGREE THAT YOUR PERSONAL INFORMATION MAY BE DISCLOSED TO CREDIT BUREAUS AND FRAUD PREVENTION OR FINANCIAL CRIME PREVENTION AGENCIES, WHICH MAY FULLY RESPOND TO OUR INVESTIGATIONS.
d. Account Usage Requirements

The FINDEX24, Findex24 Service account can only be used by the account registrant. FINDEX24, Findex24 Service reserves the right to suspend, freeze or cancel the use of FINDEX24, Findex24 Service accounts by persons other than the account registrant. If you suspect or become aware of any unauthorized use of your username and password, you must immediately notify FINDEX24, Findex24 Service. FINDEX24, Findex24 Service is not responsible for any loss or damage resulting from the use of the FINDEX24, Findex24 Service account by you or any third party with or without your permission.
e. Account security
FINDEX24, Findex24 Service strives to maintain the security of User-trusted funds and has implemented standard protection for FINDEX24, Findex24 Service Services. However, the actions of individual Users may pose risks. You agree to treat your access credentials (for example, username and password) as confidential information and not disclose such information to third parties. You also agree to be solely responsible for taking the necessary security measures to protect your FINDEX24 account, Findex24 Service and personal information.

You must be solely responsible for the security of your FINDEX24, Findex24 Service account and password, and also be responsible for all transactions under your FINDEX24, Findex24 Service account. FINDEX24, Findex24 Service is not responsible for any losses or consequences caused by authorized or unauthorized use of your account credentials, including, but not limited to, disclosure of information, disclosure of information, consent or submission of various rules and agreements, clicking on the website, renewal of the online agreement, etc.
By creating a FINDEX24, Findex24 Service account, you hereby agree that:
* you will immediately notify FINDEX24, Findex24 Service if you are aware of any unauthorized use of your account and password by FINDEX24, Findex24 Service or any other violation of security rules;
* you will strictly comply with all FINDEX24, Findex24 Service mechanisms or procedures regarding security, authentication, trading, accrual and withdrawal of funds; and
* you will take the appropriate steps to log out of FINDEX24, Findex24 Service at the end of each visit.

f. Personal data

Your personal data will be properly protected and kept confidential, but FINDEX24, Findex24 Service has the right to collect, process, use or disclose your personal data in accordance with the Terms (including the Privacy Policy) or applicable law. Depending on the relevant products or services, your personal data may be disclosed to the following third parties:
* your counterparty to the transaction;
* FINDEX24, Findex24 Service operators, as well as shareholders, partners, investors, directors, supervisors, top managers and employees of such organizations;
* our joint ventures, alliance partners and business partners;
* our agents, contractors, suppliers, third-party service providers and professional consultants, including parties who have contracted to provide us with administrative, financial, research, operational, IT and other services in areas such as telecommunications, information technology, payroll, information processing, training, market research, storage and archiving;
* third-party business partners who provide goods and services or sponsor contests or other promotional events, regardless of whether they are in cooperation with us or not;
* insurance companies or insurance investigators and credit providers;
* credit bureaus or any debt collection agencies or dispute resolution centers in the event of a breach or dispute;
* business partners, investors, trustees or assignees (actual or expected) who facilitate transactions with business assets (which can be expanded to include any merger, acquisition or sale of assets) of FINDEX24, Findex24 Service operators;
* professional consultants such as auditors and lawyers;
* relevant government regulatory or law enforcement agencies to comply with laws or regulations developed by government agencies;
* assignees of our rights and obligations;
* banks, credit card companies and their respective service providers;
* persons with your consent, as defined by you or the applicable contract.


III. FINDEX24 Services, Findex24 Service
Upon completion of registration and identity verification for your FINDEX24, Findex24 Service account, you can use various FINDEX24, Findex24 Service Services, including, but not limited to, Crypto-to-crypto Trading, Fiat Trading, Contract Trading, Mining Savings Services FINDEX24, Findex24 Service, market data acquisition, research and other information published by FINDEX24, Findex24 Service, participation in User activities conducted by FINDEX24, Findex24 Service FINDEX24, Findex24 Service has the right:
* Provide, modify or terminate, at its sole discretion, any FINDEX24, Findex24 Service Services based on its development plan; and
* Allow or prohibit some Users from using any FINDEX24, Findex24 Service Services in accordance with the relevant Rules of the FINDEX24, Findex24 Service platform.

1. Recommendations for using the service
a. License
Subject to your continued compliance with the explicit conditions set forth in these Terms, FINDEX24, Findex24 Service grants you a revocable, limited, royalty-free, non-exclusive, non-transferable and sublicensable license to access and use the FINDEX24, Findex24 Service Services through your computer or Internet-compatible devices for your personal/internal purposes. You are prohibited from using FINDEX24, Findex24 Service for resale or commercial purposes, including transactions on behalf of other individuals or legal entities. All of the above actions are strictly prohibited and constitute a material violation of these Terms. The content layout, format, functions and access rights in relation to the FINDEX24, Findex24 Service Services should be specified at the discretion of FINDEX24, Findex24 Service. FINDEX24, Findex24 Service reserves all rights not expressly granted by these Terms. Therefore, you are hereby prohibited from using the FINDEX24, Findex24 Service in any way not expressly permitted by these Terms.


These Terms grant only a limited license to access and use the FINDEX24, Findex24 Service Services. Therefore, you hereby agree that when using the Services of FINDEX24, Findex24 Service does not transfer the Services of FINDEX24, Findex24 Service or the ownership or intellectual property rights to any intellectual property of FINDEX24, Findex24 Service to you or anyone else. All text, graphics, user interfaces, visual interface, photos, sounds, flow charts, computer code (including HTML code), programs, software, products, information and documents, as well as design, structure, selection, coordination, expression, appearance and layout of any content included in the services or provided through FINDEX24, Findex24 Service, owned exclusively, controlled and/or licensed by FINDEX24, Findex24 Service Operators or their members, parent companies, licensors or affiliates.

FINDEX24, Findex24 Service owns any feedback, suggestions, ideas or other information or materials (hereinafter collectively referred to as "Feedback") about the FINDEX24, Findex24 Service or FINDEX24, Findex24 Service that you provide via email, FINDEX24, Findex24 Service or other means. You hereby transfer all rights, ownership and interests of Feedback and all related intellectual property rights to FINDEX24, Findex24 Service. You have no right and hereby waive any request for confirmation or compensation based on any feedback or any changes based on any feedback.

b. Restriction
By using FINDEX24, Findex24 Service, you agree and undertake to comply with the following provisions:
* While using the FINDEX24, Findex24 Service Services, all actions that you perform must comply with the requirements of applicable laws and regulations, these Terms and Conditions and various guidelines of FINDEX24, Findex24 Service;
* Your use of the FINDEX24, Findex24 Service Services must not violate the public interests, public morals or the legitimate interests of others, including any actions that may interfere with, violate, negatively affect or prohibit other Users from using the FINDEX24, Findex24 Service Services;
* You agree not to use the services for market manipulation (such as pump and dump schemes, laundry trading, self-trading, front-running, stuffing quotes, spoofing or layering, regardless of whether it is prohibited by law);
* The following commercial use of FINDEX24, Findex24 Service data is prohibited without the written consent of FINDEX24, Findex24 Service:

1) Trading services that use FINDEX24 quotes, Findex24 Service or information about the market bulletin board.

2) Data feed or streaming services that use any FINDEX24 market data, Findex24 Service.

3) Any other websites/applications/services that charge fees or otherwise profit (including through advertising or referral fees) from market data obtained from FINDEX24, Findex24 Service.
* Without the prior written consent of FINDEX24, Findex24 Service, you may not modify, replicate, duplicate, copy, upload, store, further transmit, distribute, transmit, disassemble, broadcast, publish, delete or modify any copyright statement or label, or license, sublicense, sell, mirror, design, rent lease, lease, private label, provide security interests in properties or any part of real estate, or create derivative works thereof or otherwise use any part of real estate.
* You may not (i) use any deep-link, web crawlers, bots, spiders or other automatic devices, programs, scripts, algorithms or methods, or any similar or equivalent manual processes to access, acquire, copy or monitor any part of the properties, replication or bypass navigational structure or presentation of the Services FINDEX24, Findex24 Service to any other system or network of any Service FINDEX24, Findex24 Service provided through the services, by hacking, password guessing, or any other illegitimate or prohibited means; (iii) to probe, scan or test the vulnerability of FINDEX24, Findex24 Service or any network connected to the properties, or violate any security measures or authentication FINDEX24, Findex24 Service or any network connected to FINDEX24, Findex24 Service ; (iv) reverse look up, trace or seek to trace any information on any other Users or visitors FINDEX24, Findex24 Service ; or (v) take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the systems or networks FINDEX24, Findex24 Service or FINDEX24, Findex24 Service, infrastructure, or any systems or networks connected to the services FINDEX24, Findex24 Service ; use any device, software or routine programs to interfere in the normal functioning of Services FINDEX24, Findex24 Service or any transactions FINDEX24, Findex24 Service, or the use by any other person Services FINDEX24, Findex24 Service ; (vii) forge headers, impersonate, or otherwise manipulate the identification,

By accessing the FINDEX24, Findex24 Service Services, you agree that FINDEX24, Findex24 Service has the right to investigate any violation of these Terms, unilaterally determine whether you have violated these Terms, and take action in accordance with the relevant rules without your consent or prior notice. Examples of such actions include, but are not limited to: * Blocking and closing of order requests;
* Freezing your account;
* Reporting the incident to the authorities;
* Publication of alleged violations and actions taken;
* Deletion of any information published by you that is recognized as violations.

2. Cryptocurrency trading
Upon completion of registration and identity verification for your FINDEX24, Findex24 Service account, you can conduct Crypto-to-crypto Trading on FINDEX24, Findex24 Service in accordance with the provisions of these Terms and Conditions and the Rules of the FINDEX24, Findex24 Service platform.
a. Orders

After sending the instructions for using FINDEX24, Findex24 Service for Crypto-crypto Trading ("Order"), your account will be immediately updated to reflect open orders, and your orders will be included in the FINDEX24, Findex24 Service order book in accordance with the orders of other users. If one of your Orders fully or partially matches the Order of another user, FINDEX24, Findex24 Service will perform the exchange ("Transaction"). After the Transaction is completed, your account will be updated to reflect that the Order has been fully executed and closed or the Order has been partially executed. The order will remain incomplete until it is fully completed or cancelled in accordance with paragraph (b) below. To conclude a Transaction, you authorize FINDEX24, Findex24 Service to temporarily monitor the digital currencies involved in your Transaction.
b. Cancel

For orders initiated through FINDEX24, Findex24 Service, you can cancel them only before they are matched with orders from other users. After your Order is matched with the Order of another user, you cannot change, revoke or cancel the authorization of FINDEX24, Findex24 Service to fulfill the Order. For any partially matching Order, you can cancel the non-matching part of the Order if such part has not been agreed. FINDEX24, Findex24 Service reserves the right to reject any cancellation request related to the order you have sent. If there are not enough digital currencies in your account to fulfill the Order, FINDEX24, Findex24 Service may cancel the entire Order or fulfill part of the Order with the amount of digital currencies that you have in your account (in each case, any Transaction-related fees payable by FINDEX24, Findex24 Service are deducted as specified in paragraph (c) below).
c. Fees

You agree to pay FINDEX24, Findex24 Service fees specified on the platform. FINDEX24, Findex24 Service may, at its discretion, update fees at any time. Any updated fees will apply to any sales or other transactions that occur after the effective date of the updated fees. You authorize FINDEX24, Findex24 Service to deduct from your account any applicable fees that you owe in accordance with these Terms.


IV. Obligations
1. Disclaimer of warranties
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICES OF FINDEX24, Findex24 Service, MATERIALS OF FINDEX24, Findex24 Service AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY FINDEX24, Findex24 Service OR ON BEHALF OF FINDEX24, Findex24 Service ARE OFFERED ON AN "AS IS" AND "AS AVAILABLE" BASIS, AND FINDEX24, Findex24 Service EXPLICITLY DISCLAIMS ANY AND ALL OTHER WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT OF RIGHTS OR WARRANTIES ARISING FROM PERFORMANCE, COURSE OF TRADE OR USE IN TRADE. WITHOUT LIMITING THE FOREGOING, FINDEX24, Findex24 Service DOES NOT REPRESENT OR WARRANT THAT THE SITE, FINDEX24, Findex24 Service SERVICES OR FINDEX24, Findex24 Service MATERIALS ARE ACCURATE, COMPLETE, RELIABLE, UP-TO-DATE, ERROR-FREE OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. FINDEX24, Findex24 Service DOES NOT GUARANTEE THAT ANY ORDER WILL BE EXECUTED, ACCEPTED, RECORDED OR REMAINS OPEN. WITH THE EXCEPTION OF THE EXPLICIT STATEMENTS, AGREEMENTS AND RULES SET FORTH IN THESE TERMS, YOU HEREBY ACKNOWLEDGE AND AGREE THAT YOU HAVE NOT RELIED ON ANY OTHER STATEMENT OR AGREEMENT, WRITTEN OR ORAL, REGARDING THE USE AND ACCESS TO THE FINDEX24, Findex24 Service. WITHOUT LIMITING THE FOREGOING, YOU HEREBY UNDERSTAND AND AGREE THAT FINDEX24, Findex24 Service IS NOT RESPONSIBLE FOR ANY LOSS OR DAMAGE RESULTING FROM OR RELATED TO: (A) ANY INACCURACY, DEFECT OR OMISSION OF DIGITAL ASSET PRICING DATA, (B) ANY ERROR OR DELAY IN THE TRANSMISSION OF SUCH DATA, (C) INTERRUPTION OF ANY SUCH DATA, (D) REGULAR OR UNPLANNED MAINTENANCE, INTERRUPTION AND CHANGES OF THE FINDEX24 SERVICE, FINDEX24 Service AND SERVICE AS A RESULT OF SUCH MAINTENANCE, (E) ANY DAMAGE INCURRED BY THE ACTIONS OF OTHER USERS, OMISSIONS OR VIOLATION OF THESE TERMS, (F) ANY DAMAGE CAUSED BY ILLEGAL ACTIONS OF OTHERS THIRD PARTIES OR ACTIONS WITHOUT PERMISSION OF FINDEX24, Findex24 Service; AND (G) OTHER EXCEPTIONS MENTIONED IN THE DISCLAIMER AND PLATFORM RULES ISSUED BY FINDEX24, Findex24 Service.
THE DISCLAIMER OF IMPLIED WARRANTIES CONTAINED HEREIN MAY NOT APPLY IF AND TO THE EXTENT PROHIBITED BY THE APPLICABLE LAW OF THE JURISDICTION IN WHICH YOU RESIDE.
2. Disclaimer of damages and limitation of liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, UNDER NO CIRCUMSTANCES WILL FINDEX24, Findex24 Service, ITS AFFILIATES AND THEIR RESPECTIVE SHAREHOLDERS, MEMBERS, DIRECTORS, OFFICERS, EMPLOYEES, ATTORNEYS, AGENTS, REPRESENTATIVES, SUPPLIERS OR CONTRACTORS BE LIABLE FOR ANY INCIDENTAL, EVEN IF FINDEX24, Findex24 Service HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, EXCEPT TO THE EXTENT OF THE FINAL JUDICIAL DETERMINATION THAT SUCH DAMAGES WERE THE RESULT OF GROSS NEGLIGENCE, FRAUD, INTENTIONAL MISCONDUCT OR INTENTIONAL VIOLATION OF THE LAW FINDEX24, Findex24 Service. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.
NOTWITHSTANDING THE FOREGOING, UNDER NO CIRCUMSTANCES IS THE LIABILITY OF FINDEX24, Findex24 Service, ITS AFFILIATES AND THEIR RESPECTIVE SHAREHOLDERS, MEMBERS, DIRECTORS, OFFICERS, EMPLOYEES, ATTORNEYS, AGENTS, REPRESENTATIVES, SUPPLIERS OR CONTRACTORS ARISING OUT OF THE SERVICES OFFERED BY FINDEX24, Findex24 Service AND ITS AFFILIATES OR ON BEHALF OF, ANY PERFORMANCE OR NON-PERFORMANCE OF THE FINDEX24, Findex24 Service OR ANY OTHER PRODUCT, SERVICE OR OTHER SUBJECT MATTER, WHETHER UNDER CONTRACT, STATUTE, STRICT LIABILITY OR OTHER THEORY, DOES NOT EXCEED THE AMOUNT OF FEES PAID BY YOU FOR FINDEX24, Findex24 Service IN ACCORDANCE WITH THESE TERMS IN THE TWELVE-MONTH PERIOD IMMEDIATELY PRECEDING, IMMEDIATELY PRECEDING THE EVENT OF THE LIABILITY CLAIMS.
3. Compensation for damages
You agree to indemnify and hold harmless FINDEX24, Findex24 Service Operators, their affiliates, contractors, licensors and their respective directors, officers, employees and agents from any claims, actions, proceedings, investigations, claims, claims, costs, expenses and damages (including attorneys' fees, fines or penalties imposed by any regulatory body (i) your use or conduct in connection with FINDEX24, Findex24 Service, (ii) your violation or enforcement or enforcement by us of these Terms, or (iii) your violation of any applicable law, regulation or rights of any third party during your use of the FINDEX24 Services, Findex24 Service. If you are required to reimburse FINDEX24, Findex24 Service operators, their affiliates, contractors, licensors and their respective directors, officers, employees or agents in accordance with these Terms, FINDEX24, Findex24 Service will have the right, at its sole discretion, to monitor any actions or proceedings and determine whether FINDEX24, Findex24 Service wishes to settle, and if so, on what terms.

V. Announcements
Keep in mind that all official announcements, news, promotions, contests and resets will be listed on the site www.findex24.com USERS UNDERTAKE TO REGULARLY AND PROMPTLY REFER TO THESE MATERIALS. FINDEX24, Findex24 Service WILL NOT BE LIABLE OR LIABLE IN ANY WAY FOR COMPENSATION IF USERS SUFFER PERSONAL LOSSES RESULTING FROM IGNORANCE OR NEGLIGENCE OF THE ADS.

VI. Termination of the agreement
1. Suspension of FINDEX24, Findex24 Service accounts
You agree that FINDEX24, Findex24 Service has the right to immediately suspend your FINDEX24, Findex24 Service account (and any accounts beneficially owned by related organizations or affiliated persons), freeze or block Digital Assets or funds in all such accounts and suspend your access to FINDEX24, Findex24 Service for any reason, including if FINDEX24, Findex24 Service suspects you agree that FINDEX24, Findex24 Service is not responsible to you for any permanent or temporary change to your FINDEX24, Findex24 Service account, as well as for the suspension or termination of your access to all or any part of the FINDEX24, Findex24 Service Services. FINDEX24, Findex24 Service reserves the right to store and use transaction data or other information related to such accounts FINDEX24, Findex24 Service. The above account controls can also be applied in the following cases:
* FINDEX24, Findex24 Service account is subject to state proceedings, criminal investigation or other pending litigation;
* We detect unusual actions in the FINDEX24 account, Findex24 Service;
* We detect unauthorized access to the FINDEX24 account, Findex24 Service;
* We are obliged to do this by a court decision or by order of a regulatory/state body.

2. Cancellation of FINDEX24, Findex24 Service accounts
In the event of any of the following events, FINDEX24, Findex24 Service has the right to terminate these Terms directly by canceling your FINDEX24, Findex24 Service account, and has the right, but not the obligation, to permanently freeze (cancel) the permissions of your FINDEX24, Findex24 Service account on FINDEX24, Findex24 Service and withdraw the corresponding FINDEX24, Findex24 Service account :
* after FINDEX24, Findex24 Service will terminate your services;
* you are allegedly registering or registering in the name of any other person as a user of FINDEX24, Findex24 Service again, directly or indirectly;
* the information you provide is untrue, inaccurate, outdated or incomplete;
* when these Terms are amended, you declare your unwillingness to accept the amended Terms by submitting a request to cancel your FINDEX24 account, Findex24 Service or by other means;
* you are asking to terminate FINDEX24, Findex24 Service; and
* any other circumstances where FINDEX24, Findex24 Service considers that it should terminate FINDEX24, Findex24 Service.

If your FINDEX24 account, Findex24 Service is terminated, the account and transactional information conforming to data storage standards will be securely stored for 5 years. In addition, if the transaction is not completed during the termination of the account, FINDEX24, Findex24 Service has the right to notify your counterparty about the situation at this time. You acknowledge that user-initiated account logout (right to delete in accordance with GDPR or other equivalent rules) will also be governed by the termination protocol specified above.
If FINDEX24, Findex24 Service is informed that any Digital Assets or funds stored in your FINDEX24, Findex24 Service account are stolen or otherwise do not legally belong to you, FINDEX24, Findex24 Service may, but is not obligated, administratively seize the affected funds and your FINDEX24, Findex24 Service account. If FINDEX24, Findex24 Service does place an administrative arrest on some or all of your funds or account FINDEX24, Findex24 Service, FINDEX24, Findex24 Service may continue such withholding until the dispute is resolved and evidence of a resolution acceptable to FINDEX24, Findex24 Service is provided to FINDEX24, Findex24 Service in an acceptable form. FINDEX24, Findex24 Service will not participate in any such dispute or dispute resolution. You agree that FINDEX24, Findex24 Service is not responsible for any such withholding or for your inability to withdraw digital assets or funds or make transactions during the period of any such withholding.

3. Remaining funds after termination of the account FINDEX24, Findex24 Service
With the exception of the cases specified in paragraph 4 below, after the closure/withdrawal of the FINDEX24, Findex24 Service account, the entire remaining account balance (including fees and liabilities due to FINDEX24, Findex24 Service) will be immediately paid to FINDEX24, Findex24 Service. After paying all outstanding payments of FINDEX24, Findex24 Service (if any), Users will have 5 working days to withdraw all Digital Assets or funds from the account.
4. Remaining funds after termination of the FINDEX24, Findex24 Service account due to fraud, violation of the law or violation of these terms FINDEX24, Findex24 Service stores in full Digital Assets, funds and User Data/information that can be transferred to government authorities in case of suspension/disclosure of accounts of FINDEX24, Findex24 Service as a result of fraud investigations, investigations of violations of the law or these Terms.

VII. No financial advice
FINDEX24, Findex24 Service is not your broker, intermediary, agent or consultant and has no fiduciary relations or obligations to you in connection with any transactions or other decisions or activities carried out by you using the FINDEX24, Findex24 Service Services. No communication or information provided to you by FINDEX24, Findex24 Service is intended for and should not be considered or interpreted as investment advice, financial advice, trading advice or any other advice. Unless otherwise specified in these Terms, all transactions are executed automatically, based on the parameters of the instructions for your order and in accordance with the published transaction execution procedures, and you are solely responsible for determining whether any investment strategy, investment strategy or related transaction is suitable for you in accordance with your personal investment You should consult with lawyers or tax specialists regarding your specific situation. FINDEX24, Findex24 Service does not recommend buying, earning, selling or storing any digital asset from you. Before making a decision about buying, selling or storing any digital asset, you should conduct your own legal expertise and consult with your financial advisors before making any investment decision. FINDEX24, Findex24 Service is not responsible for the decisions you make to buy, sell or store a digital asset based on the information provided by FINDEX24, Findex24 Service.

VIII. Compliance with local laws
Users are responsible for complying with local laws regarding the legitimate use of FINDEX24, Findex24 Service in their local jurisdiction, as well as other laws and regulations applicable to Users. Users should also consider, within the limits of their local laws, all aspects of taxation withholding, collection, reporting and transfer to the relevant tax authorities. ALL USERS OF THE FINDEX24, Findex24 Service SERVICES ACKNOWLEDGE AND DECLARE THAT THEIR FUNDS COME FROM LEGITIMATE SOURCES AND DO NOT ORIGINATE FROM ILLEGAL ACTIVITIES; USERS AGREE THAT FINDEX24, Findex24 Service WILL REQUIRE THEM TO PROVIDE OR OTHERWISE COLLECT THE NECESSARY INFORMATION AND MATERIALS IN ACCORDANCE WITH RELEVANT LAWS OR GOVERNMENT ORDERS TO VERIFY THE LEGALITY OF SOURCES AND USE THEIR FUNDS. FINDEX24, Findex24 Service adheres to the position of cooperation with law enforcement agencies around the world and will not hesitate to confiscate, freeze, terminate User accounts and funds that are flagged or investigated in accordance with the legal mandate.

IX. Privacy Policy
Access to FINDEX24, Findex24 Service will require the provision of certain personal information. Please read the Privacy Policy of FINDEX24, Findex24 Service for a summary of the guidelines of FINDEX24, Findex24 Service regarding the collection and use of personal information.
X. Dispute resolution: forum, arbitration, waiver of class actions PLEASE READ THIS SECTION CAREFULLY, AS IT INCLUDES THE WAIVER OF CERTAIN RIGHTS TO INITIATE LEGAL PROCEEDINGS, INCLUDING AS A CLASS ACTION.
1. Notification of the deadline for filing a claim and dispute resolution. Please contact FINDEX24, Findex24 Service first! FINDEX24, Findex24 Service wants to solve your problems without resorting to formal litigation, if possible. If you have a dispute with FINDEX24, Findex24 Service, you should contact FINDEX24, Findex24 Service, and a ticket number will be assigned. FINDEX24, Findex24 Service will try to resolve your dispute within the company as soon as possible. The parties agree to negotiate in good faith to resolve the dispute (the discussions of which remain confidential and are subject to applicable rules that protect the discussion of the settlement agreement from being used as evidence in any court proceedings).
In the event that the dispute cannot be satisfactorily resolved and you wish to file a legal action against FINDEX24, Findex24 Service, you agree to state the basis of such a claim in writing in the "Notice of Claim" as a form of prior notification of FINDEX24, Findex24 Service. The claim notice must (1) describe the nature and basis of the claim or dispute, (2) outline the specific assistance requested, (3) indicate the original ticket number, and (4) include the email address of your FINDEX24, Findex24 Service account. The notification of the claim must be sent to the email address or hyperlink specified in your correspondence with FINDEX24, Findex24 Service. After you have provided FINDEX24, Findex24 Service with a Notice of Claim, the dispute referred to in the Notice of Claim may be submitted to FINDEX24, Findex24 Service or by you to arbitration in accordance with paragraph 2 of this section below. For the avoidance of doubt, the submission of a dispute to FINDEX24, Findex24 Service for internal resolution and the delivery of a notice of claim to FINDEX24, Findex24 Service are prerequisites for the commencement of arbitration proceedings (or any other litigation). During the arbitration, the amount of any settlement offer made by you or FINDEX24, Findex24 Service, is not disclosed to the arbitrator.
2. Agreement on Arbitration and Regulatory Law. You and FINDEX24, Findex24 Service Operators agree that, in accordance with paragraph 1 above, any dispute, claim or dispute between you and FINDEX24, Findex24 Service (and/or FINDEX24, Findex24 Service Operators) arising out of or in any way related to these Terms or your relationship with FINDEX24, Findex24 Service (and/or FINDEX24, Findex24 Service Operators) as a user of FINDEX24, Findex24 Service Services (whether based on contract, tort, statute, fraud, misrepresentation or any other legal theory, and regardless of whether claims arise during or after the termination of these Terms), will be determined by mandatory final and mandatory individual (not class) arbitration, except for the cases specified below in the section "Exceptions to the arbitration agreement on arbitration. You and the FINDEX24, Findex24 Service operators also agree that the arbitrator has the exclusive authority to rule on its own jurisdiction, including, but not limited to, any objections to the existence, scope or validity of the Arbitration Agreement or arbitration proceedings or arbitration claim or counterclaim. Arbitration is more informal than a lawsuit in court. THERE IS NO JUDGE OR JURY IN ARBITRATION, AND JUDICIAL REVIEW OF AN ARBITRATION AWARD IS LIMITED. Disclosure may be more limited than in court. The arbitrator must follow this agreement and may award the same damages and remedies as the court (including, if applicable, attorney's fees), except that the arbitrator may not award a declaratory or injunction in favor of anyone other than the parties to the arbitration. The arbitration provisions set forth in this Section shall remain in force after the termination of these Terms. Arbitration Rules. Arbitration is governed by the HKIAC Administered Arbitration Rules (HKIAC. Rules of Procedure), effective from the date of submission of the notice of arbitration as amended by this Section X. The arbitration will be conducted by the Hong Kong International Arbitration Center (HKIAC). HKIAC appoints only one arbitrator. Any arbitration will be conducted in English. Regardless of how the arbitration proceedings are conducted, the arbitrator shall make a reasoned written decision sufficient to clarify the essential conclusions and conclusions on which the decision and the arbitral award, if any, are based.
Filing Time: ANY ARBITRATION AGAINST FINDEX24, Findex24 Service OPERATORS MUST BE INITIATED BY FILING A REQUEST FOR ARBITRATION WITHIN ONE (1) YEAR, AFTER THE DATE WHEN THE PARTY CLAIMING THE CLAIM FIRST KNOWS OR REASONABLY SHOULD KNOW ABOUT THE ACT, OMISSION OR NON-PERFORMANCE GIVING RISE TO THE CLAIM; AND IS NOT ENTITLED TO ANY REMEDY PROTECTION FOR ANY CLAIM NOT APPROVED DURING THIS TIME PERIOD. THIS ONE-YEAR LIMITATION PERIOD INCLUDES THE INTERNAL DISPUTE RESOLUTION PROCEDURE SET OUT IN PARAGRAPH 1 OF THIS SECTION ABOVE. IS NOT ENTITLED TO ANY REMEDIES FOR ANY CLAIM NOT FILED DURING THIS TIME PERIOD. If applicable law prohibits a limitation period of one year for making claims, any claim must be made within the shortest period of time permitted by applicable law. Process; Notification: A party that intends to apply to arbitration after the Dispute Resolution Period specified in paragraph 1 above has expired must submit a request to HKIAC in accordance with the HKIAC Rules. If we request arbitration against you, we will notify you at the email address or mailing address you provided. You agree that any notification sent to this email address or postal address is considered valid for all purposes, including, but not limited to, determining the adequacy of the service. You are obliged to ensure the relevance and accuracy of the email address and/or postal address registered in FINDEX24, Findex24 Service. Place of arbitration: The place of arbitration is Hong Kong. Place of hearing: The venue of any personal arbitration hearing is Hong Kong, unless otherwise agreed by the parties. Applicable law: These Terms and Conditions (including this arbitration agreement) shall be governed by and construed in accordance with the laws of Hong Kong. Confidentiality. The Parties agree that the arbitration should remain confidential. The existence of the arbitration, any non-public information provided in the arbitration, as well as any submissions, orders or decisions made in the arbitration (collectively referred to as "Confidential Information"), must not be disclosed to any party other than the tribunal, HKIAC, the parties, their lawyers, experts, witnesses, accountants and auditors, insurers and reinsurers, as well as any other person necessary for conducting arbitration. Notwithstanding the foregoing, a party may disclose Confidential Information to the extent disclosure may be required to fulfill a legal obligation, protect or exercise a legal right, or enforce or challenge an arbitration award in a fair trial. This privacy statement remains in effect after the termination of these Terms and any arbitration proceedings initiated in accordance with these Terms.
3. Rejection of class actions. You and FINDEX24, Findex24 Service agree that any claims related to these Terms or your relationship with FINDEX24, Findex24 Service as a user of FINDEX24, Findex24 Service Services (whether based on contract, tort, statute, fraud, deception or any other legal theory, and regardless of whether claims arise during or after the termination of these Terms), you and FINDEX24, Findex24 Service also agree to waive any right to bring, consider or arbitrate such claims as a group, collective, representative or private attorney general action to the extent permitted by applicable law. Consolidation or consolidation of separate arbitration proceedings into a single arbitration is not allowed without the consent of all parties, including FINDEX24, Findex24 Service.
4. Changes. FINDEX24, Findex24 Service reserves the right to update, modify, revise, suspend or make any future changes to Section X with respect to the parties' Arbitration Agreement in accordance with applicable law. You hereby agree and agree that you are responsible for keeping your understanding of this section up to date. In accordance with applicable law, your continued use of your FINDEX24, Findex24 Service account will be deemed your acceptance of any changes to Section X regarding the parties' Arbitration Agreement. You agree that if you object to changes in Section X, FINDEX24, Findex24 Service may block access to your account until your account is closed. In such circumstances, the Terms of Use will remain in full force and effect until your account is closed.
5. Divisibility. If any part of these Terms is found to be invalid or unenforceable for any reason or to any extent, the remainder of these Terms will remain valid and enforceable, and the invalid or unenforceable part will be enforced to the maximum extent permitted by law. before closing your account

XI. Various
1. Independent parties. FINDEX24, Findex24 Service is an independent contractor, but not your agent in fulfilling these Terms. These Terms and Conditions should not be interpreted as facts or evidence of an association, joint venture, partnership or franchise between the parties.
2. The whole agreement. These Terms constitute the entire agreement between the parties on the use of FINDEX24, Service and replace all previous written or oral agreements between the parties. No use of trading or other regular practice or method of conducting transactions between the parties will be used to modify, interpret, supplement or modify the terms set forth in this document.
3. Interpretation and Revision. FINDEX24, Findex24, Findex24 Service reserves the right to change, revise, modify and/or modify these Terms at any time. All changes will take effect immediately after publication on the FINDEX24, Findex24, Findex24 Service websites. You are responsible for regularly checking the relevant pages on our websites/applications to confirm the latest version of these Terms. If you do not agree with any such changes, your only remedy is to terminate your use of the FINDEX24, Findex24 Service and cancel your account. You agree that, unless otherwise expressly provided by these Terms, FINDEX24, Findex24 Service is not responsible for any changes or termination of the FINDEX24, Findex24 Service Services by you or any third party, as well as the suspension or termination of your access to the FINDEX24, Findex24 Service Services.
4. Force Majeure. FINDEX24,Findex24 Service is not responsible for any delay or failure to comply with these Terms for any reason or condition beyond the reasonable control of FINDEX24, Findex24 Service.
5. Divisibility. If any part of these Terms is found to be invalid or unenforceable, such invalidity or enforceability will not affect the other provisions of these Terms, which will remain in full force and effect, and the invalid or unenforceable part will be enforced to the maximum extent possible.
6. Task. You may not assign or transfer any right to use the Services of FINDEX24, Findex24 Service or any of your rights or obligations under these Terms without the prior written consent of FINDEX24, Findex24 Service, including any rights or obligations related to law enforcement or change of control. FINDEX24, Findex24 Service may assign or transfer any or all of its rights or obligations under these Terms, in whole or in part, without prior notice or receipt of your consent or approval.
7. Refusal. The inability of one party to demand the execution of any provision will not affect the right of that party to demand execution at any time thereafter. At the same time, a waiver by one party of the need to recover for the violation by the other party of these Terms or any provision of the applicable terms does not constitute a waiver by that party of any subsequent violation or violation by the other party or the provision itself.
8. Disclaimer of liability for a third-party website. Any links to third-party websites from the FINDEX24, Findex24 Service Services do not imply endorsement by FINDEX24, Findex24 Service of any product, service, information or disclaimer provided on them, nor does it guarantee the accuracy of the information contained on them. If you suffer losses from using such a third-party product and service, FINDEX24, Findex24 Service is not responsible for such loss. In addition, since FINDEX24, Findex24 Service does not control the terms of use or privacy policies of third-party websites, you should carefully read and understand these policies.
9. Contact information. For more information about FINDEX24, Findex24 Service, you can refer to the company and license information found on the FINDEX24, Findex24 Service websites. If you have any questions regarding these Terms, please contact FINDEX24, Findex24 Service for clarification through our Customer support service at 10. Contact information. For more information about FINDEX24, Findex24 Service, you can refer to the company information found on the FINDEX24, Findex24 Service websites. If you have any questions regarding these Terms, please contact FINDEX24, Findex24 Service for clarification through our support service.

The essential parts of this User Agreement are: