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What is Ripple (XRP)?
Ripple is a cryptocurrency platform for payment systems focused on currency exchange operations without chargebacks. Developed by Ripple. A special feature is the consensus registry (ledger). The system was launched in 2012.
The protocol supports "tokens" representing fiduciary money, cryptocurrency, commodities, or other objects such as frequent flyer miles or mobile minutes. At its core, Ripple is based on an open shared database, uses a reconciliation process, which allows you to exchange in a distributed process. The internal cryptocurrency of the Ripple network is called XRP.
The network is decentralized and can work without the participation of Ripple. As of the end of 2017, Ripple is among the top ten cryptocurrencies by market capitalization, along with Bitcoin, Ethereum and others.
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